One app for everyday payments
Pay bills, trade gift cards and get paid in dollars. One app.
Top up airtime, pay for light and TV, sell or buy gift cards, and hold dollars. Every payment needs your PIN and comes with a receipt.

Exchange successful
Naira sent to your wallet
What you can do
Everything you pay for, in one place
Sell gift cards
See the rate first. Upload your card. Get Naira in your wallet.
How it works →Buy gift cards
Pick a brand and amount. Pay from your wallet. Copy your code.
How it works →Pay bills
Airtime, data, electricity, TV, exam PINs and betting top ups (18+).
How it works →USD account
Get your own USD details. Share a payment link. Swap to Naira.
How it works →Naira wallet
Fund by bank transfer. Send to any bank. Get a statement.
How it works →Crypto
Buy, receive, send and sell. Convert to Naira in a few taps.
How it works →

Sell gift cards
Turn unused gift cards into Naira
You see the rate and what you will get before you confirm. Verification usually takes 1 to 5 minutes.
Pay bills
Light, data and TV. Paid in seconds.
Pick a service, enter the number and amount, then confirm with your 4 digit PIN. Your electricity token shows on your receipt.




USD account
Get paid in dollars from anywhere
Share your USD account details with clients, platforms or family abroad. Hold dollars, or swap to Naira when you need it.
Receive
Your own USD details
Request
Send a payment link
Swap
Dollars to Naira

Your money, protected
Built so only you can move your money
Transaction PIN
Every payment needs your 4 digit PIN.
Two-factor code
Turn on 2FA for an extra lock on your account.
Verified accounts
KYC checks help keep fake accounts out.
A receipt for everything
Download or share proof of every payment.
KnoxxPay is a product of KnoxPaee Technologies Limited, CAC RC 8773419.
Questions? Get answers fast.
Search the KnoxxPay Help Center.
How long does gift card verification take?
Usually 1 to 5 minutes. Once approved, the Naira goes straight into your KnoxxPay wallet.
How do I fund my Naira wallet?
Tap Top up and send a bank transfer to your KnoxxPay account details.
Where do I find my electricity token?
On your payment receipt, right after you pay.
Can I receive dollars from abroad?
Yes. Share your USD account details or a payment link, then hold the dollars or swap to Naira.
Get KnoxxPay. It takes a few minutes.
Sign up, fund your wallet and make your first payment.

